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IBPS Specialist Officer Salary Structure | IBPS SO Pay Scale, Allowances 2018

IBPS Specialist Officer Salary 2018, Allowance and Career Growth Opportunities

Every year thousands of vacancies are offered to the aspiring candidate for the IBPS SO, SBI SO and other officer’s post. However thorough preparation is required to bag a seat in IBPS Specialist officer and any of the banks as they are highly esteemed and choose only the best candidate

Institute of Banking Personnel Selection (IBPS) Department organize Specialist officer exam in every year for many various post like IBPS SO IT Officer, IBPS SO Marketing Officer, IBPS SO Law Officer, IBPS SO Agriculture field Officer and IBPS SO HR/Personnel Officer. Many Candidates confused and asking what is salary of IBPS SO Officer? What is job profile and job responsibility of IBPS SO Officers in the bank?

In this article, we are discussed and providing you complete details about the IBPS Specialist Officer Salary and perks with IBPS SO Officer Job Profile details.

IBPS SO Salary Structure 2018 with Details

What Is IBPS SO Basic Pay and Basic Salary – it is that amount which a bank pay to an employee excluding any allowances.

What is IBPS SO Bank Allowances - there are additional expenses given as a percentage of basic salary. There are common types of allowances

Dearness Allowance (DA) – is a cost of living adjustment allowance paid to government employees, public sector Bank employees in India. DA is calculated as a percentage of an Indian citizen’s basic salary to mitigate the impact of inflation on people. The guidelines that the DA vary according to where one lives.

House Rent Allowance (HRA) - HRA is an amount paid by employers to employees as a part of their salaries. It provides employees with tax benefits for what they pay towards accommodation every year. The house rent allowance is regulated by the provisions of section 10(13A) of the IT act.

City Compensatory Allowance (CCA) – is a type of allowance offered by Bank to their employees to compensate for the high cost of living in metropolises and large cites.

IBPS SO Salary 2018 – According to Officers Scale level Post

The Salary of IBPS Specialist officer post is different according to scale I and scale II because different pay scale allotted to the employees.

IBPS SO Post Name
Officer Scale level
IBPS SO IT Officer Salary
Scale - I
IBPS SO IT Officer Salary
Scale - II
IBPS SO Agriculture Field Officer Salary
Scale - I
IBPS SO Rajbhasha Adhikari Salary
Scale - I
IBPS SO Law Officer Salary
Scale - I
IBPS SO Law Officer Salary
Scale - II
IBPS SO HR/Personnel Officer Salary
Scale - I
IBPS SO Marketing Officer Salary
Scale - I
IBPS Charted Accountant  Salary
Scale - I
IBPS Charted Accountant Salary
Scale - II

The last revision of 10
th bipartite settlement in May 2015 the basic salary of IBPS Specialist officer is are- 

IBPS Specialist Officer Scale I Salary
Rs 23700 -980/7-30560-1145/2-32850-1310/7-42020
IBPS Specialist Officer Scale II Salary
Rs 31705-1145/1-32850-1310/10-45950
IBPS Specialist Officer Scale III Salary
Rs 42020-1310/5-48570-1460/2-51490

IBPS Specialist Officer Salary 2018 - In Hand

After Selection in IBPS Specialist Officer Post candidate search information related to the IBPS SO in-Hand Salary. We give you complete information about IBPS SO Salary in this article
What is in hand Salary – in hand salary is an acronym used in India for ‘take home’ pay. This is the amount an employee can expect to receive after all deduction.

Basic Salary
Dearness Allowance
It is almost 36% of the basic pay (approx. Rs 8605)
House Rent Allowance
According to city of residence of the employee. Per the place of posting 9% or 8% or 7% HRA is paid by the bank
Special Allowance
It is based on the performance to employees
City Compensatory Allowance
It is based on the city of posting the range of 4%, 3% or 0% high cost of the living for the employee living in metro city
Lease Allowance
The in hand salary of IBPS So is Rs 38000-39000/- after deduction the employee get Rs. 33000-35000 as in hand.

IBPS Specialist Officer Career Growth

In generally the public sector bank follow two channel promotions for officers called seniority and merit bases according to employee work ability and experience. The promotion policy for specialist officer in public sector bank need to complete at least 5 year of service in the specialized cadre to be eligible for promotion as a specialist officer. Promotions are granted on basis of scales of given blow table. 

Officer Scale
Promotion Channel and Minimum Experience
Junior Management – Scale I
Normal / Seniority -5
Merit/ Fast Track -3
Officer/ Assistant Manager
Junior Management – Scale II
Normal / Seniority -5
Merit/ Fast Track -3
Middle Management – Scale III
Merit/ Fast Track -3
Senior Manager
Senior Management – Scale IV
Merit/ Fast Track -3
Chief Manager
Senior Management – Scale V
Merit/ Fast Track -3
Assistant General Manager
Top Management – Scale VI
Merit/ Fast Track -3
Deputy General Manager
Top Management – Scale VII
Merit/ Fast Track -3
General Manager

Other Additional Benefits provided to IBPS Specialist Officer

Good Salary Package

Comfortable working hours

Considerable number of leaves

Medical benefits

Retirement plans

Additional Compensation on purchase, travel and education




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